Mortgage solutions made simple

Helping you find the right deal for your dream home

Mortgage advice for every step of the journey

Mortgages made simple with Brown & Hart

Finding the right mortgage is a crucial part of the home-buying process, and at Brown & Hart Sales & Lettings, we’re here to guide you every step of the way. Whether you’re a first-time buyer, looking to remortgage, or investing in property, our trusted mortgage advisors will provide expert advice tailored to your needs.

We understand that navigating the world of mortgages can feel overwhelming. That’s why we work with a panel of experienced advisors who have access to a wide range of lenders and products. From understanding your borrowing options to securing the best rates, we’ll ensure the process is smooth, transparent, and stress-free.

Partnering with St Bart's Finance

At Brown & Hart Sales & Lettings, we’re proud to work with St. Barts Finance, a trusted name in mortgage and financial services. Their expert team offers personalised advice to help you navigate the complexities of mortgage financing, whether you’re a first-time buyer, remortgaging, or expanding your property portfolio.

With access to a wide range of lenders and competitive rates, St. Barts Finance ensures tailored solutions to suit your individual needs. Together, we’re here to make your property journey smooth and stress-free.

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First-Time Buyer

Explore a wide range of mortgage rates and products in just 60 seconds without impacting your credit score.

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Remortgaging

Is your current mortgage deal coming to an end? Discover your remortgage options instantly and secure the best available rates.

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Helpful Tools

Take control of your finances with our user-friendly calculators, designed to help you explore your borrowing and repayment options with ease.

How can we help you?

Our team is committed to helping you make informed decisions, offering support with affordability calculations, credit checks, and application submissions. With Brown & Hart, you’ll have the confidence to secure a mortgage that aligns with your goals and financial circumstances.

Finding the right mortgage doesn’t have to be complicated. Here’s why homeowners and buyers trust us:

Wide Lender Network: Access to competitive rates from trusted lenders.

Expert Guidance: Personalised advice from experienced mortgage advisors.

Stress-Free Process: We handle the paperwork so you can focus on your move.

Comprehensive Support: Help with affordability assessments, applications, and more.

Tailored Solutions: Mortgage options designed to suit your unique circumstances.

Mortgage Calculator

Take the guesswork out of home-buying.

Let us simplify your mortgage journey and help you secure the best deal for your dream home.

Our mortgage calculator is a quick and easy tool to help you understand your borrowing power and monthly repayment options. Whether you’re a first-time buyer, moving up the property ladder, or exploring remortgage possibilities, the calculator gives you an instant estimate based on your income, deposit, and loan term.

Simply input a few details to gain valuable insights into what you can afford, helping you make informed decisions before starting your property search. With this tool, you’ll be one step closer to finding the perfect home and securing the right mortgage for your needs.

How do I know how much I can borrow?

Our mortgage advisors will assess your income, expenses, and credit history to provide an accurate borrowing estimate.

Can I apply for a mortgage if I have a low credit score?

Yes, our advisors work with a variety of lenders, including those who specialise in helping buyers with lower credit scores.

How long does it take to get a mortgage approved?

On average, mortgage approvals take 2-4 weeks. However, timelines may vary depending on your circumstances and the lender.

Can you help with remortgaging?

Absolutely! We’ll help you explore your remortgage options and secure a deal that fits your needs.

Do I need a mortgage advisor?

While it’s not mandatory, a mortgage advisor can simplify the process, provide expert insights, and help you access the most competitive rates.